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Excess Protection

Whether you insure your vehicle through us or not, you can take advantage of a fantastic new policy which will provide reimbursement of your accidental damage, fire or theft excess for which you are responsible in the event of a claim under your motor insurance policy.

For example, if you have a £200 accidental damage excess on your motor insurance policy, by purchasing a £200 Excess Protection policy from us, you will be fully reimbursed for your excess should you be involved in an accident, or if your vehicle is stolen or catches fire.

You can purchase various levels of protection in multiples of £100, starting at £100 and up to a maximum of £500.  You can choose to cover all or part of your damage excess.

Furthermore, the policy is not specific to any particular vehicle - so if you have three vehicles for which you're responsible for the excess in the event of a claim, one excess protection policy covers the lot!

Save on your car, van or taxi insurance year after year! When arranging your next policy why not request a larger voluntary excess? Your annual premium could be reduced significantly (with some insurers offering as much as the excess level in premium saving) and then purchase a UK Excess Protection policy from us. You could make a considerable saving on your total premium (eg. Discount from motor insurer for £500 voluntary excess = £175.00. UK Excess Protection policy covering £500 excess purchased at £60.00 = Total Saved: £115.00).

 Level of UK Excess Protection

Total Premium 

 £100

£20.00 

 £200

£30.00 

 £300

£40.00 

 £400

£50.00 

 £500

£60.00